Sometimes There Are Other Days

Sometimes there are those days when things just don’t go smoothly. It happens here in Panama too.

We went to our phone provider to switch our service from the “dumb phones” to the new smart phones and set up a data plan for each. The place had lots of customers and employees on vacation so it took some quite a while to get helped. We met another expat couple who has been waiting longer than us and they were getting frustrated. But, as things usually go eventually, we got what we needed and now have internet in our phones. It was interesting. She asked our phone numbers, did something with a couple new chips, and now the new chips have our old phone numbers. I thought the numbers went with the chips but apparently not always.

Then, we set out for Pricesmart, our version of Costco. There is a traffic light just before the public hospital area and traffic always seems to be backed up between there and Chiriqui Mall, but today it looked quite a bit worse than usual. When we turned in to Pricesmart it was backed up as far down the highway as we could see. The city is growing and they are constantly building, and none of that is doing the traffic situation any good.

Sitting in traffic for a while. All the yellow vehicles are taxis. Yes, we have a whole lot of taxis here!

Sitting in traffic for a while. All the yellow vehicles are taxis. Yes, we have a whole lot of taxis here!

We enter Pricesmart to find out the power was out, but the cash registers were still working. We proceeded to do our shopping, got into one of the longer than usual lines, inched our way up until there were only 4-5 customers in front of us in line to be told that there was not going to be any more checking out. They said the cash registers have only 20 minutes of battery power, and if the power isn’t restored in that time they also go down.

So, we left our carts as instructed, and made our way out to the still totally backed up highway. It wasn’t too bad though. Traffic inched along and after a while we were out of it and on our way to the supermarket to get a few things we needed now. Maybe we should go back to Pricesmart tomorrow though. Will they be having a big sale on no-longer-frozen items? 😀

Super Baru was also pretty busy but it’s really nice that they have a guy in the parking lot. He helps people find spots, helps people back out safely, and generally does what he can for everyone.

The Super Baru parking helper.

The Super Baru parking helper.

Sometimes it is just one of those days. But we had a good time chatting with people while we waited. We are retired and no one is expecting us at the office. It’s a warm and muggy day but we’re not sliding around on icy roads. And, thanks to the iPhones that my daughters gifted us, we have internet in our pockets.

Posted in Panama | 14 Comments

A Very Good Day

A lot of things have been good today. Joel arrived back from his travels this morning after an excellent time seeing family.

It rained last night and really cooled things down. It was cloudy and cooler most of the day today also. I took advantage of it and spent quite a bit of time cleaning up the yard. It doesn’t take a lot of maintenance but after being gone a couple months myself, it’s in need of a bit of TLC.

Some of the front yard is looking much better. I won't show you the back yard for a while though ;)

Some of the front yard is looking much better. I won’t show you the back yard for a while though 😉

The water went out but it happened after the kitchen was cleaned up and all the dishes done. It came back on later in the afternoon so by the time I came in from the yard, dirty and sweaty, I was able to have a nice shower.

The neighbors are adding a much needed extra bedroom. My friend has her daughter and grandson living there, and her son, all in a two bedroom house. The son and a couple other guys are doing the work and along with the sawing and clanking of rebar there was tons of laughter and fun, nice to hear.

There is a chicken in the oven and it smells really good.

I have great friends. I invited my German friend for dinner a couple nights ago because there was a German cyclist staying here, and it was such a good evening. That was right after I visited my former Spanish teacher and we always have a very good time together. The cyclist will be back tomorrow so I think we’ll do a repeat of the fun dinner.

I feel better. I was just sort of sick, tired, didn’t feel like eating, sore throat, nothing serious but enough I didn’t feel like doing much. But a few days ago, suddenly, almost like flipping a light switch, it just left. These things make you realize what a gift it is to be healthy.

It’s raining again, not the crazy I can’t believe how much water is coming down downpour, but a nice steady rain and it’s really cool this evening. (OK, you will laugh, It’s 76 on the terrace thermometer, but I’m going to need my long pants soon)

Did I mention that Joel is home and sitting beside me this evening?

It’s a very good day.

Posted in Panama | 8 Comments

The River

There is a beautiful river behind our neighborhood, and it’s always a pleasure to visit it. I’ve taken lots of photos but I haven’t posted any for a while, so I thought I’d share these from today.

We have had some really heavy rains over the last few days so the water is pretty muddy. The rain is helping everything to grow though, so it’s lush and green too.

We are lucky to live where we do. Not only are we at the end of the street by the woods, we have this great river close by.

Posted in Panama | 2 Comments

Construction and Mighty Machines

I was gone for almost two months and when I returned to Panama, I saw a lot of things that had changed. David seems to be in a constant state of construction and there is something going on anywhere you look. I’m sure this doesn’t even begin to cover all the projects currently under way and this is only David. There are a lot of things also going on in other parts of the country as well.

My grandson is obsessed with Mighty Machines – construction equipment, and big trucks and machinery of any kind. Since the construction projects usually come with heavy equipment I’ll include some photos for him. He would have so much fun here! There are mighty machines everywhere and you wouldn’t even have to take any detours on your way home to see some.

Close to home, I saw STREET SIGNS! They are at almost every intersection between our neighborhood and the highway. Panama is notorious for not having street signs and confusing anyone not familiar with the area they are in, so this is a very cool thing to see.

There was a house under construction in our neighborhood. Now it is much closer to being finished, and a second one is underway next door. This photo was taken on Sunday and the guys were hard at work. That doesn’t seem to be all that unusual around here, so anyone who thinks Panamanians are lazy needs to really rethink that opinion.

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Then, just outside our neighborhood they are putting in another neighborhood. The roads and utilities are being dug in and if you look at the hill beyond, you can see two pathways dug into the side of the hill. I don’t know why you would need roads up there, so I don’t know what that is about. Maybe time will tell. Of course mighty machines are involved in this project.

Next, I headed up Via Boquete to the site for the new bus terminal and shopping mall. Nothing is being built yet but the area has been really smoothed out and prepared, and looks quite different than it did the last time I saw it.

From there, I headed south to the overpass on Via Boquete.

From there, I took the street that goes behind Romeros and headed towards downtown. There are some big projects down there as you get close to the Grand National Hotel, and they also showed considerable progress since I’d seen them last.

Next, I headed downtown. I was hoping the store that sells paint was open because there is much less traffic on Sundays. (It wasn’t, and I had a much more exciting ride on Monday through weekday traffic. But, they had a really good selection of paint colors)

On the way back I crossed the highway under the overpass. They are in the process of building on and off ramps for the new Via Boquete that goes over the overpass, but the work has been stalled for months for lack of money, according to a security guy I talked to some time ago. Unfortunately this project looks just the same as it did, and nothing has happened since I left. But, there is a cement truck for Camden 🙂

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Then as I made my way back up the old Via Boquete, I passed a couple other interesting buildings just a few blocks north of the highway.

All this was just on a Sunday morning bike ride downtown and back, a ride of less than ten miles. This is only a small part of what is going on in David. I know of at least three other commercial centers, a university, a big supermarket on the west side of town (where it’s already a traffic nightmare) and a number of housing developments.  There are also things I haven’t seen, things planned but not started yet (like a huge metropolitan park just getting underway) and places completed and occupied that I haven’t mentioned. It is quite the booming place here! What is it going to be like in another ten years?

Posted in Panama | 6 Comments

Just a Bug

My grandson and I had so much fun hunting for lady bugs and other interesting things in the yard. This is the closest thing to a lady bug that I’ve seen here in Panama.

So, Camden, here you go, your own Panamanian Lady Bug!

Cute little thing, isn’t it 🙂

Posted in Panama | 4 Comments

Walking Tours of Panama City

This landed in my mailbox this morning. I don’t know how to reblog it so I’ll just tell you about it here. I know some of my readers are planning to visit Panama and this sounds like a really cool thing to do, to book a walking tour of Panama City with someone who knows his way around. I don’t know this guy but he has some really good reviews, and I do know there are lots of things to see and do in the city.

Here is the link http://pty.life/panama-walking-tour/?q=/experience/

Posted in Panama | 12 Comments

Instant Translation?!

This looks amazing, almost too good to be true. These little devices fit in your ears and translate what is being said to you instantly. They are controlled by an app on your phone.

It’s The Pilot system from Waverly Labs

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$129, coming in September. How much have I spent on Spanish, classes? Yeah, more than that. Someone needs to buy them and try them out, and report back!

Posted in Panama | 13 Comments

Cynicism and Resignation

I saw an article on Brain Pickings today that really struck a chord in me. It has nothing to do with Panama, except I hope as expats and ambassadors from our home countries we all come here with a mind that is positive, happy, and uplifting for those around us.

The article is “On the Soul-Sustaining Necessity of Resisting Self-Comparison and Fighting Cynicism: A Commencement Address” by Maria Popova. She is a writer, blogger, critic, and the creator of Brain Pickings, and also a cyclist. This was her commencement address to the Annenberg School for Communication.

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She says that we must resist comparing ourselves to others. There are opportunities to compare everywhere – income, looks, intelligence, job, family, etc etc. We often find ourselves not measuring up and feeling like there is always something more to be had, something out of reach. This wears you down until a state of resignation sets in. It also robs you of your own experience, your own life, makes you feel hopeless and cynical.  This is not a happy or productive way to live. Others can’t tell you who you are or what you are worth.

You can choose to be destructive or constructive, to lower people down or lift them up. In building and lifting up others, you also lift up yourself. Do not buy into the culture that rewards tearing down. Don’t take the easy road. Do what it takes to build, to give hope, and follow your own vision.

Read the article. I can’t say it nearly as well as she does.

One side thought also spoke to me, especially after my experience in the USA and after encountering so many homeless there –

“I came to Penn straight from Bulgaria, through that same confluence of chance and choice (and, yes, a lot of very, very hard work — I don’t want to minimize the importance of that, but I also don’t want to imply that people who end up on the underprivileged end of life haven’t worked hard enough, because this is one of our most oppressive cultural myth and reality is so much more complex).”

Don’t worry, I’ll also talk about Panama here but sometimes something grabs me and I have to go off on a tangent. There is life in Panama, and then life in general and being a sentient human being, and it’s all part of my existence.

Posted in Miscellaneous | 12 Comments

The Hassles and Problems of Living in Panama

If you have followed my blog for a while, you know that I am really really happy in Panama. But, that doesn’t mean there aren’t hassles and problems. None of them are a big deal for me. But I know that many people read this blog because they are considering making the move, so a full and balanced picture is very helpful.

So, in the spirit of revealing the downsides, I will list as many hassles and problems as I can think of.

The people all speak Spanish. Yes, there are some who also speak English, maybe many depending on where you live. But, chances are good that you will have problems communicating somewhere. My Spanish is better now but it will never be perfect, and I will never understand everything. I still have to look up vocabulary for new situations and ask people to repeat things I don’t get.

If you like to shop on line, that may change here. Yes, you can still shop on line but now things must be shipped down here with the extra costs and time involved, and you have to go pick them up from whatever shipping business you use. There is no mail service to your house. Your water and electric bills are hand carried around the neighborhood and left in your front gate. Other things usually entail a trip to the business unless you have an automatic thing set up with your credit card. No mail is not such a bad thing unless you think you will really miss your junk mail.

Procedures for doing things are often different which can be confusing, and of course this is made worse with the language barrier. When you buy something sometimes you tell the sales person. Then you have to go to another person there to pay for it, then bring the receipt to yet another person who will find your item and inspect it for problems. Then you have to sign something and only then can you leave with your item. The process is similar to buy tires, and they will put them on the car also. But, if you want them balanced that’s separate and you have to go through another buying process in that other office over there, even though that work is done in the same place as putting on the tires. Often things need copies, which means going to a place that makes copies (hoping they aren’t closed for lunch) and then returning with your paperwork. Once you understand the procedure for something it’s a lot better but at first, it can be very confusing.

Sometimes you can’t find things. You go to the store who sold you the printer to get ink cartridges, and end up going to five more stores before you find what you need. You always buy your favorite food item, and one day it’s not there and doesn’t appear again for months, if ever. The fabric store doesn’t have thread or pins (but you find them in the supermarket). In the US, I could go out with a list of errands and get them all done in short order. Here, we do well to get one or two things done on a trip out. But, we are retired and have time, and people do their best to help us along the way.

The place is not orderly (at least by US standards). The weeds along the streets can get rather high before anyone cuts them. There are dogs running loose, and chickens, and children, and sometimes cows and horses. The dogs bark and the roosters crow, and nobody cares or keeps them quiet. Sometimes people aren’t good about throwing trash around (they are working on this but it’s going to take a while to change). There is little zoning so people can have a business in their house which may involve noise and more mess like car repair, a body shop, cutting and selling wood, making concrete sinks, or serving food, to name a few I’ve seen. I can always tell when my neighbor, the welder, has a new job because there will be lots of clanking and sawing in his carport as he makes long pieces of metal into new security doors, window coverings, and gates.

There are no street signs or addresses. I see this slowly changing in Panama City but here in David, not so much. Actual addresses read like – behind Romero’s supermarket in San Mateo (a neighborhood), next to the real estate office on the corner. Streets have names but without street signs it’s hard to figure out which one you are on. Add a language barrier while asking directions and it gets even more interesting. People will also give you directions with lots of confidence even when they don’t know and are telling you the wrong thing. Any answer is better than no answer!

The drivers are crazy, according to some expats who come here and have trouble adjusting to the driving style. Rules of the road are often only suggestions, and if there is an opportunity they are going to take it. Taxis tend to be the most aggressive. But, pretty much everyone has the same driving style so once you understand it, you know what to expect. There isn’t road rage and it is very unusual to hear a horn honked in anger. They will give you a short honk frequently though just to say “I’m here, in case you didn’t see me”, which is helpful. People are generally patient and understanding when someone needs to do some maneuver that temporarily blocks traffic.

Sometimes there is no water. This happens to everyone all over the country. Many people have water tanks to tide them over through these times. No one ever knows why there is no water. Sometimes there is a shortage so they just make the rounds turning it off in various neighborhoods for a while. Sometimes they are fixing something. Sometimes in our area the intake pipes from the river are clogged with debris after a heavy rain (we know because it comes back on muddy for a while). The country is working on this but the infrastructure is pretty funky in many areas. It’s common to see PVC pipe just lying on the ground. Thankfully in our neighborhood it has never been off for an entire 24 hour day. Other areas have not been so fortunate. For us, we keep bottles and gallons of water on hand so it’s only an inconvenience, but areas with long outages or households with kids it can find it more difficult. People grumble a bit but no one seems to get very upset, and often just go to the river if there is one nearby.

This is the tropics. It’s hot all the time. It’s hot in the rainy season (which starts in April) and hotter in the dry season (which comes in Dec.) If you want cooler weather you need to go to higher elevations, but up there you may have more wind, more rain, and lots of very moist foggy air that moves through and wets everything. It rains most of the year, sometimes dumping amazing amounts of water in a short time. But, mornings are almost always clear and the rain moves in later in the day so if you do any running around, laundry, or things that are better when it’s dry in the morning you will be fine. Humidity can be a problem. Your leather will mold, and so will your clothes if you don’t keep them aired out. You won’t need much skin cream or chapstick though. There is tropical wildlife also – bugs, birds, snakes, jungle forests, etc. If you don’t like bugs you may not like Panama. I have never seen such a large variety and abundance of bugs anywhere. Thankfully though, very few of them are a problem and I’ve been bitten or stung far less than anywhere I lived in the US. Here in David we don’t even have that many mosquitoes, which surprised me. You don’t want to be sticking your hand anywhere you can’t see though, because you never know what might be living in there.

There is armed security everywhere which isn’t a problem really, but can be disconcerting at first. There are guards in supermarket parking lots, one inside and another outside every bank or business that has money on hand. There are pairs of policemen that ride around on motorcycles, the passenger holding a large rifle and both dressed for battle. There are boats patrolling the waters full of army looking guys. I scared me when I first arrived and then I realized, pretty much nothing goes on here because there is so much security. We left our car at the supermarket for a few days when we were away, and when we returned the security guard rushed over. He had been so worried about us since the car was there so long! The motorcycle cops just patrol the city to be sure all is well, and the guys on boats are there mainly to keep drug runners from reaching our shores. The police and all the security people are usually very friendly, helpful, and nice to everyone. They really live the “protect and serve” that is printed on their vehicles. But, this doesn’t mean you will get away with anything. If you don’t have your car paperwork or license in order and they spot it, you’ll get your car towed and it will cost you.

In my little world here, these are the things that come to mind that might bother people. People in other areas having different experiences will probably have different things. I expect traffic will be very high on the list for people in Panama City, and I hear complaints about customer service. More rural areas may have expensive and unreliable internet.  If any of you with experience in Panama want to add something else, please write it in the comments section.

 

 

Posted in culture, Panama | 24 Comments

When Will You Retire?

Joel recently ran across an article –‘I’ll Never Retire’: Americans Break Record for Working Past 65.   There are more retirement age people (over 65) working now than ever, the most since the 1960’s, before there was medicare. Is this a good thing?

There are good things about working such as the money, the social interaction with others, and the satisfaction of a job well done. I think if you choose to work it can be good for you. But, if you would rather retire but must keep working, then you have lost your option to choose.

According to the article, almost half of the seniors said they were working because they needed the money. About 60% of people have no retirement savings. (see another article – the-rich-have-you-beat-in-retirement-too)  42% of workers don’t have access to a work sponsored retirement plan and even those who do don’t always use it. As you would expect, lower income workers save less. It’s hard to put money aside for retirement when you are struggling to make ends meet today. Even those who did manage to save often were hard hit by the recent recession, losing much of their savings and much of the equity in their homes.

So, in real numbers, how much money should you have for retirement? According to this article from Forbes, “you need enough saved to be able to meet your annual expenses in year one of retirement by withdrawing 4 percent of your nest egg. We can reverse the math. Being able to withdraw 4 percent in year one means having 25 times your annual spending invested for retirement. Assuming $100,000 in annual spending, you’ll need a cool $2.5 million stashed away. But if you can slash your retirement spending in half, and live on $50,000, you’ll only need $1.25 million.”

Only $1.25 million! Of course social security and pensions will decrease the numbers further, as will a cheaper lifestyle but it still sounds daunting. How much do you have to put away for how many years to get to your recommended number, and how many of us have actually been able to do that? Not me, for sure.

So, if the money isn’t there, what is the other option? Decrease spending! Unfortunately for us, if we stayed in the US, that would have meant moving to a place we would not prefer, and seriously cutting back on everything. Or, working longer, or most likely both of the above. I was so burned out I don’t think I would have been worth much if I had worked another 10 years. I doubt I would have the health and stamina to do a fraction of the things I’m enjoying now.

I know, many of the world’s people would love to have only these problems. We are not starving, being shot at, or fleeing for our lives in an overcrowded boat. Still though, this is a real problem for many in their later years adding worry, stress, and unhappiness to their lives. I don’t think it’s going to get better in the near future either as more and more baby boomers reach retirement age without savings, or with inadequate savings. Add to this the possibility of another downturn in the economy, major health expenses, or other unforeseen problems, and the picture gets even darker. It’s hard times for too many of our bothers and sisters up there.

Posted in cost of living, Miscellaneous | 20 Comments